A great way to save for Disney (if it’s best for your family) is with the Disney Chase Visa. For every $100 you charge, you get $1 that is good at Disney World, Disneyland, Disney Cruise Lines, etc. While that isn’t the best rewards rate for credit cards out there, it does offer many exclusive perks:
- Cardmember Character Meet N Greet at Disneyland and Walt Disney World resorts. You also get a FREE 5×7 photo of your family.
- 10% off select merchandise purchases of $50 or more at select merchants in Disneyland and Walt Disney World
- 20% off non-discounted prices of select tours at the parks
- 10% off select dining locations at Disneyland
- 10% off at select Downtown Disney dining and merchant locations at the Diseyland Resort
- 0% financing on your Disney vacation for 6 months
- Exclusive vacation discounts for cardholders before the general public receive them
- 10% off purchases of $50 or more at DisneyStore.com or your local Disney Store
- No Annual Fee
Your rewards dollars you earn are good anywhere Visa is accepted at Disney World, Disneyland, Disney Cruise Lines and more. You can use it to pay for your room, your meal, your souvenirs, etc.
Here’s my experience with my Disney Rewards Visa….
We have a card in both my name and Jason’s. My card has Tinker Bell on it and his has Toy Story. I set up as many bills as I could to automatically charge to the card. I also use it to charge gas and large purchases. If my extended family needs to purchase something, I get them to give me the cash and I charge the item for them. I always pay the card off every month to avoid interest charges.
At Disney World, I always stop by Epcot’s Innoventions West building between 1 and 4 pm for our private Meet and Greet with the characters. On the first trip we got to spend over 10 minutes with them because we were the only family there. The second and third trips we also stopped by for our picture with them. We love this feature!
We also ask before we pay for our purchases at any retail shop in Disney World if they offer a discount for Disney Visa holders. A lot of them do!
If you think this card would work for your family, you can currently get a $100 statement credit after the first use when you sign up at DisneyWorld100Gift.com. If you do not like to add personal information on the internet, be sure to instead call 1 800 577 0870 and mention the code 69Q001.
You can also request the FREE Disney Parks Vacation Planning DVD and you might get an offer for a $200 gift card when you sign up for the Disney Visa. The offer would be mailed to you probably within a couple months.
(Thanks Meet the Magic!)
Here’s some of our pictures from our meet and greets:


























{ 27 comments… read them below or add one }
After I ordered the vacation planning DVD, I received a Disney Visa offer. The offer is a $200 Disney gift card after your first charge on the card. I haven’t applied for the card yet because we’re in the process of applying for a mortgage, but once that’s finalized I’m getting my Disney Visa (and I’ve already chosen the Tinkerbell card!)
i just had my hubby get the card at the begining of may..since the offer he was was after the first purchase he would get a $200 disney gc..and woohoo we got it in the mail yesterday..so that upped our savings for our trip next may!! =)
Yay! That is awesome. :)
How long did it take you to get your 200 dollar gift card after you made your first purchase? I just applied for my chase card today…im hoping to get my credit card and use it and get my free gift card in time for our trip to disney, but we leave June 30th….I might be cutting it too close??
I know this wasn’t to me, but I’ve always received our cards in less than 2 weeks. If they are points, I got them after the first billing cycle.
Would love to know how to get the $200 option! :) LOL
We got the offer for the 150 disney gc. I already had one so signed my hubby up for this one and then afterwards, got an offer for a 200 gift card! Now you can only have one account in your name and can’t sign up for another account to get the free gift card so we are out of luck! The offers are random but we do have annual passes, have signed up for the dvd, went on a disney cruise this year, etc. so our name is definitely in their date base.
We are charter members for the Disney Visa card, meaning we got one as soon as they were offered. Do the same thing as you where we pay it off each month and use it to pay for everything. I was so excited to find out that my son’s private school takes credit cards. More disney money for us. I would love to find the $200 offer though, because I might would then get another one in my name, because we only have one in my husband’s name. But the question I have is that since I have a card in my name, but the account is just his name, can I still get another one in my name. Just wondering if you knew.
It’s a great program. And I have also started taking advantage of the free 6 month interest on our trips.
I have been seriously considering getting this card for the great discounts and money in the parks! Our current credit card gives us 1% cash back that is applied to our balance at the end of the year – it works great for us as we use the card for most purchases and pay it off every month. We don’t have to worry about redeeming anything, it just automatically gets credited at the end of the year.
I have one question about this Disney card… do your reward dollars expire after a period of time (for example, does it reset back to zero every January and anything you gained the previous year is lost if you don’t travel to WDW)? We are hoping to go every 2-3 years, but it’s not a guarantee that we will be able to make it that often. Could we build up several years worth of rewards before using them?? I’d hate to get the card and not really be able to use the rewards. If that’s the case, we’re better off sticking with the guaranteed 1% cash back we are getting now. Thanks for your help and tips!
The points don’t expire for about four years as long as you keep them on the Visa. Once you transfer them to a gift card, the points expire at the end of the year following when you transfer them. For example, I had points on my Visa that I earned 2/10. They were set to expire 2/14. I transferred all of my points to a gift card to use towards our Disney trip next month. The gift card will expire 12/12.
Thank you so much for your response, Chris! I appreciate the information. I hope you have an amazing vacation!!
They also do (or at least did) a referral program. I think you need to call them to get the referral code to give to your friends that want to sign up.
We use our Diseny Visa for most purchases and pay it off each month. We love getting our Disney Rewards to use on our trips. We just loaded $350 on the card to use on our June trip. It will pay for several nice meals and souvenirs.
And be on the lookout for the $200 sign-up offers!!! We recieved one for me a year ago, and then I just received another one 2 weeks ago (though I won’t be accepting it, we don’t need another CC opened).
I recieved the $200 gift card promotion in the mail last month and applied for the card. I was planning on making a purchase to get the reward and then not charging anything else ont he card (the intrest is kind of high) but your idea about paying all your bills on the card to get the rewards points is brilliant! I think I may have to reconsider how I pay my bills. Thanks for the tip!
I also just signed up for the card. The deal we got was to get a $100 gift card after the first purchase. Can’t wait to get that in the mail. You do have to watch where you can use the rewards card. There are only certain restaurants and stores at each park and resort that you can use the rewards. I plan on printing the list before our trip so I know where I can go to use the points. Any little bit helps.
Feel the $200 promotion was a scam. Called the 888 number on my letter to ask questions and told them I had made my reservations for Disney and when I was leaving. I was told to register then by phone and use the card ASAP and that I would receive my gift card within 2 weeks. I called and was told now that it would be 8 to 10 weeks and by then I will be back from Disney and will have no use for it. When I called I was told that they were not responsible for what I was told on the phone. Not happy!!!
Wow that’s crummy! I received mine in less than 2 weeks, as I had with my previous GC offer and the two times I’ve called about point adjustments.
I am so sad cause my offer I got in the mail got thrown away and I called but was told i need the code on my letter. Can anyone give me the code # please!!
I just received the $200 disney gift card promotion in the mail today. I was told on the phone that it would take 2 weeks to receive the credit card, then 6-8 weeks after my first purchase to receive the gift card. Does it really take 6-8 weeks after first purchase to receive the gift card or has anyone experience a much quicker response? We are leaving for Disney in 5 weeks. I think I might be pushing it too close.
It could take a while.. I don’t know if you would get it in 5 weeks.. :(
Thank you for all the information, my husband and I have been considering this card for a while now and this will help in our decision!
My husband and I signed up for and received this card this past October. We also received the $200.00 gift card offer without requesting the DVD. This card has been amazing! We pay all of our bills with it and only charge what we can pay off at the end of the month. I keep track of our spending and transfer funds to a separate account so they are ready for the monthly payment. We have taken been able to pay for 75% of our hotel costs for two separate trips using the disney points. LOVE tHIS CARD!
We just signed up for it as well. We have friends who used it on their disney cruise and paid for most of their shipboard costs! Since Disney is our annual vacation, i can’t wait to reap the benefits!
We recentlly got this card and I love that I can have one design and hubby a different design. And we can change designs as much as we want for free!
We were so excited to get the $200 gift card last year. We took a mini-vacation to Disney and we used it to pay off our hotel bill. Great promotion and we are steadily accumulating Disney Reward Dollars to apply to our next trip.
Applied and received the card within a week to 10 days. I am going to use it today to pay the balance on my June 23rd Disney Trip booked through AAA. It sounds like the 0% financing for 6 months will work with trips booked through AAA. Hopefully, I will get the gift card before we leave. We do not travel to Disney often and obiously this trip would be a great opportunity to spend the $200. Sometimes these promotional gift cards are predicated on the billing cycle. That can delay or speed up the processing of the card. Many credit card companies insist that the billing cycle with the first purchase close before the consider the first purchase as actually happening. Not sure if this card operates that way or if a purchase sets the gift card process in motion by itself. We use Cit AAdvantage Card for all our purchases for the airline miles. My wife is from Argentina and a round trip off peak frequent flier flight is 60K points. We go every other year and the miles pile up when you use it for everything. But for Disney people I can see where this Disney Visa is very appealing. In general I am not a big Chase fan and the annual fee has to be subtraced from the benefits you receive to determine its worth. As with every credit card it is also only a deal if you pay off your balance each month. I know people who crow about the trips then get from points on other credit cards and then announce in another conversation that they own a fortune on their credit cards. The interest charged on a credit card totally negate the value of any points, miles or cash back you receive. Also pay the balance when you get your card or don’t charge it. The 0% deal is a good one. Other than 0% …pay it off every month.