Almost every major retailer on the internet participates in some kind of cash back program. Before you make a purchase, you need to take a minute to go through one of cash back sites so you can get a little extra bang for your buck.
My 2 favorite go to Cash Back sites:
Ebates offers you a percentage of cash back at over 1200 online merchants including Walmart, Target, DisneyStore, Kohls and more. When you join, you can choose between a $5 bonus or a $10 gift card. Just spend $30 or more at a participating retailer within 30 days of joining and you will score your gift card. In order to be eligible for cash back, you will need to go to ebates.com and use their search feature to find the merchant you wish to shop at. Click on the orange Shop Now button and you are on your way to getting cash back.
Ebates pays quarterly and you must have at least $5 in cash back in order to be paid.
ShopAtHome.com works the same way as Ebates. They also offer a percentage of cash back and to receive your cash back you will need to go to ShopAtHome.com and search for the merchant you are shopping at. You will also get a $5 bonus if you make a $20 or more purchase at a participating merchant within the first 30 days of joining.
ShopAtHome.com pays monthly and you must have at least $20 in cash back in order to be paid.
There are many other sites that offer either cash back or an incentive (like points) when you go through their site to shop at popular merchants (Upromise, MyPoints and SwagBucks are just a few examples.
The most important thing to remember is to compare the cash back offerings on all the sites you participate in before you complete your purchase. Sometimes one site is offering more cash back than the other.
Want to find out how to find even more money in your budget? Be sure to check out all the articles in the your fund series.