Hopefully by now you have used the Budget Binder to create your 3 month budget. When it comes to your fluctuating utility bills, you should have used an average amount. When your utility bills are less than average, you can add that money to your fund! Be sure to try to find creative ways to lower your utility bill.
When it is more than you budgeted for, you will need to take the difference from the miscellaneous allowance. Hopefully you won’t find yourself in that situation though.