We are all feeling the pinch of the world right now and we need some proven tips to help us start saving right now! You can find many when you start the Savings Bingo, but here are 5 to jump start you right now!
1. Leave the checkbook and credit cards at home. Only take what you need with you when you leave the house. If it isn’t in your hand, you won’t spend it.
2. Start using online grocery pick up. Walmart doesn’t charge more money for you to use their free grocery pick up. You can build your order out at home, verify the items in your pantry and avoid impulse buying. Personal experience….don’t put your order between 5-6 pm because that is the craziest hour for pick up.
3. Paying with a Debit Card can be costly for small businesses. Melissa G recommends this tip:
Ask if shops offer a cash/check discount. We had to have a little over a thousand dollars worth of work done on hubby’s car. When we got there to pay, the owner told me there was a 3.5% fee to use my debit or credit card. While I would totally have used my card normally to get points $35 on top of the $1000 was more than I was willing to spend. So I brought him a check instead and saved that money.
4. Routine will help you save. Michelle B recommends:
Set a routine. Make 1 dedicated day a week for shopping. To cut back on take out we have a dedicated take out day. Otherwise we end up going way too often.
5. Stop winging life! Jill recommends:
Meal plan, take advantage of mega sales to stock up, and plan meals around what is in the pantry. Take out cash for fun spending. Ask yourself before you buy is this a want or a need.
So take these tips and combine them with the info in the Savings Bingo to get started saving right now!