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The pressure is on to earn, now that I am splitting my earnings between Christmas and Universal! Did you read my Couponing to Christmas check in post? If not, you can click here to read it. I love the offers! They pay the best and are the easiest. I am finally starting to see some new ones pop up. That is very encouraging.
I know some people think it defeats the purpose to spend money to earn money. I don’t agree! Here is how I think of it. I am doubling my money at minimum in most cases. What bank is going to pay you double your savings rate? The answer is NONE! You are lucky to get 3% earnings on saving now a days.
The next issue people have with paid offers is that it cost money they don’t have to waste. What I do is roll my earnings into other paid offers. I have been doing this since I got hot and heavy into SB back in 2013. I am still rolling that same $50.00 into new deals. My $50.00 investment has more then paid for itself ten times over.
If you are new to this method. You have 3 options as to how you want to pay for these paid offer deals. Request a Paypal debit card so you have a credit/debit card for deals cash out SB to Paypal. Or you go buy a prepaid Visa or MasterCard. You could use your personal debit card for deals. I don’t like to use my regular debit card for deals. I like to keep my extra money separate. It makes it easier to track and not spent it on accident. You only need $25.00 to begin. The goal is to get it to $50.00 because that $25.00 will quickly get used. If you have $50.00 to use you will be safe. The goal is to get into a consistent routine of bigger offers crediting. Most deals will not give you back SB for 32 days. That is the reason you need $50.00.
Do a deal a day. You want to only do one deal a day. That way they will credit on different days and help you reach your blue and red goals on multiple days. You are also going to want to use a planner, calendar, or somehow track the deals you do and what days they need to be cancelled by to avoid charges. Most of these deals are only a few bucks to get the trail or sampler pack. Then you will be auto charged for future shipments at full price. Often times full price is extremely high. Warning there will be some awesome new things you will discover and not want to do without. I signed up in 2016 for Hulu to get 2,000 SB ($20.00). I still have Hulu to this day. I have also keep Gainful protein powder subscription. I really like the taste of it. That is only a few things but there has been many things I have keep and will keep for the foreseeable future.
If you forget to cancel and get charged full price for an offer. I might or might not have over $100.00 from my funds locked up in deals I forgot to cancel at the moment. Not to fret, its an easy fix! If it’s an item you get in the mail refuse the shipment. It will get shipped back to the company. Then you should be refunded by that company. You do need to track this. Sometimes you have to call and request a refund. If its a virtual thing such as Hulu. Call and request a refund often times they will give you a partial refund for unused days in the month. Remember when calling these companies be honest and kind. Tell them how you wanted to try out the new product or service but it isn’t’ for you. There is not need to be rude, say you never signed up for the offer, and so on. These are people just doing there job like us! Choose kindness, you have the power to make or break a person’s day.
Gift cards, and cash balances:
Southwest Gift Card – $358. 27 for a $400.00 balance
Universal annual pass and two 5 day tickets – $643.00 – Already spent!
Cash Remaining in my Universal fund – $1508.94
Use code Savears to get started with 70 SB! New to Swagbucks? Swagbucks is a way to earn points by doing surveys, watching videos, and discovering new things. All these points, called SB, can be redeemed for gift cards from hundreds of major retailers including Target, Walmart, and you can also redeem your points for Paypal!
If you are not a member of my Facebook group Saving for Disney with C2D (The SavEars) you should go join! It’s FREE and we help each other out. You don’t have to be saving for Disney to join. It’s a fun way for all of us to connect, and get to know other like minded individuals. If you are new to Swagbucks, they will be more than happy to help you along and answer any questions you may have!
Every day there is a new daily thread started that lists ways to earn Swagbucks. This helps everyone reach their goals. Just search Swagbucks after you go to the Savears group and you will see it!
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