This story comes to us from my AMAZING reader Dany:
I have been following your blog for about 6 months now, and I love it. I am so glad that you did the series this month about how you turn savings into funds for your Disney trip.
I decided to try to get some of my bills lowered, and started with some insurance my husband got through work. Before I could decided if I wanted to keep it I had to read the policies….well, good thing I did. I have already received a check for $135, and I anticipate receiving about $1200-$1500 more after I file all my claims!!!!!
I wish I could say that this would pay for a trip to Disney, but I am thrilled to say that this will cover most of the amount I promised my son I would pay this semester for his college tuition!!!!!! (His tuition and fees are about $3000, I get about $1200 credit from my job at the U towards his tuition, so this will cover the rest!!!) I am going to drop some of the coverages, which will save us about $60 per week or $3120 per year…so hopefully I will get a Disney trip this year after I pay some bills. The best part – I still have other bills to try to lower, and all my coupon savings too!!
I am so happy to find this money for his college tuition so that he does not have to take out a loan. Thanks again for inspiring me to check my bills.
Do you have an inspirational story to share? Please include it in the comments below or feel free to email it to me. I would love to feature it on Couponing to Disney!
I recently did the same thing but it was more of necessity then simple research. My employer raised our out of pocket insurance costs and I could no longer afford the “high end” insurance option since like many my raises aren’t keeping up with inflation. I found the differences in coverage b/w the “high end” and “low end” options to be minimal and they didn’t justify the extra expenditures. I opted to go with the lower option and I essentially gave myself a $242 a month pay raise. I have set up automatic deductions to take a chunk of that savings and place it into an online savings account with a debit card to use as my own personal “HSA.” I know that I’ll take a small hit on the taxes from the interest earnings but I won’t have to worry about trying to use it up by the end of the year PLUS what ever is left over I can transfer to my vacation fund unless we are saving for something major, like braces for my oldest daughter.
Wow, awesome!
Good job. Has he applied for financial aid too. The pell Grant. Or if not that he should check his college website and see if there are any scholarships that he can apply for too. Great job. I applied for one scholarship so far and won it . It was 300 dollars.
Ok I made a comment on here but I’m not seeing it so I am doing a test o_O
I just wanted to say I recently graduated college and I have student loans. They are certainly no fun at all, especially when me and my hubby want to buy a house. Having all that debt to our name is awful.
Preventing your son from taking out student loans is an AMAZING gift, and if he doesn’t realize how wonderful it is yet, he definitely will. :)
Congratulations
I found $98 under unclaimed property for my state.
That is awesome!!
Way to go!! Get rid of your cable TV as well, or cut that service down. I am ready to get rid of my TV period!
Woohoo, Dany! I’m so excited for you!
Way to go Dany!!!
I love them too!!!! It is a blessing to see how much you can really save.
I love these stories. They motivate me to stay on track!