Insurance companies love to pay us to be healthy by doing preventive checkups, learn new things related to our health, track our healthy habits, and a whole slue of other things! The healthier we are the less they pay for our health care services. Lots of companies have resorted to rewarding us, for doing things that are good for our health, to ensure we make good choices. The things you will get rewarded for vary company to company. As well as the amount of money you can earn for doing those tasks.
My old insurance company would pay us $50.00 a year per member (including my kids) just to do a well being survey. For my family of 5 that mean’t $250.00! The current company I am with rewards each member for watching a series of short videos 2 – 5 minutes long on different health topics with $25.00. They will also pay up $50.00 per member for planning and following thru with healthy habits. You do have to verify daily you did the healthy habit goal you are working towards. It is super simple I just check a little box. For my family that is $375.00 per year!
Different companies do the rewards differently. Some will mail you a check or prepaid gift card. Others will only let you apply the money towards you premiums. Then there is those that only have merchandise as rewards. However, they reward you is a win win! My insurance agency sends you a prepaid Visa card. You can only use that for health related expenses. I use it to pay my health premium one month. I add the budgeted money for insurance that month to my fund.
Tip:
Do as many tasks or things that you can during the first few months of the year to get it over with. Mark your calendars, planners, and Alexa to remind you to do the daily habits.