Travel insurance, like any insurance, is one of those things you buy and may never use. However, for the peace of mind travel insurance may just be worth it. Read more about what Disney’s Travel Protection Plan covers and questions to consider before purchasing travel insurance.
Guests with packages through Walt Disney World, Disneyland Resort and Aulani, A Disney Resort have the option to purchase a Travel Protection Plan. The Travel Protection Plan costs $77.50 per adult (over age 18) and no additional charge for children when all adults in group add it. Guests can also choose to purchase travel insurance from their own source. If you do purchase on your own, be sure to read through all fine print and know what is covered.
Travel Protection Plan Benefits:
- Trip Cancellation/Trip Interruption– Reimburses up to total trip cost of the prepaid travel arrangements due to illness, injury and non-medical reasons such as job loss, military service and more
- Trip Delay– Reimburses related expenses, up to $600 ($200 per day)
- Baggage Loss– Reimburses up to $2,000 for lost, stolen, or damaged luggage and personal effects
- Bag Delay– Reimburses the purchase of necessary personal items if your bags are delayed 12+ hours
- Emergency Medical Protection– Provides up to $25,000 of coverage if you get ill or injured on your trip
- Emergency Evacuation/Repatriation– Arranges and prepays for emergency medical transportation and other covered expenses
- Travel Accident– Provides up to $25,000 in the event of accidental death or dismemberment
- Rental Car Damage– Reimburses repair costs up to $25,000 in the event of collision, theft, damage or vandalism to rented vehicles
Go HERE and select your state of residence to see Full Coverage details.
Hot Tip: Check with your credit cards, as many offer insurance coverage (for FREE or little cost) if you used the card to pay for your vacation.
Questions to ask yourself to determine if Travel Insurance is for you:
– Am I traveling during Hurricane Season (June-November) to Walt Disney World?
-Am I traveling during peak Hurricane Season (August-September) to Walt Disney World?
– Does anyone I am traveling with has a pre-existing health condition?
– How much money would I lose if I have to cancel?
– Are you flying and in an area with snowfall that could cause plane cancellations?
– Are my airline tickets refundable?
These are some questions to consider when debating getting travel insurance or not. However, often times its the unpredictable things that can happen that causes people to need travel insurance. Such as an unexpected illness while on vacation, or a family emergency back home that causes you to leave early. The only way to prepare for the unprepared is to purchase the travel insurance, just in case.
What are your thoughts on Travel Insurance?
Learn more tips and tricks for your next Walt Disney World vacation. Destinations in Florida can also help you add tips and tricks to your next vacation.