Kristen B’s Disney Fund Deposit 7/24/19

You guys, I love my birthday.

It does not matter than I am an adult well into my thirties. I turn into this guy, cake on my head and all, when my birthday approaches.

And I cannot think of a better way to celebrate my birthday than with a Disney Fund Deposit. Especially when I’m as close as I was last deposit!

We’re going to do things a little differently this Fund because it’s my birthday and I can do what I want. We’ll do the Fund part first and the discuss part after because I have to KNOW you guys. The suspense is killing me.

July 24th Deposits

2021 Family Trip

                                   Goal: $8000

                                    After Last Deposit: $7738

                                   Total Deposit: $0

                                    Still Need: $7738

2019 Solo Trip

                                    Goal: $1050

                                    After Last Deposit: $8.75

                                    Total Deposit: $53

                                            $25 Amazon Giftcard from Swagbucks

                                            $25 Target Giftcard from Fetch Rewards

                                            $3 Amazon Giftcard from Fetch Rewards

                                   Still Need: $0!!!!!!!!!!

                                   Over Budget: $44.25

I’m going to Disney and I am doing it $44.25 over budget!

A very merry birthday to me, to me, a very merry birthday to me, to me, now blow the candle out, me, because my wish came truuuuuuuuuuuuue. A very merry birthday a toooooooooo me!

(You have earned my eternal respect if you sang along in your head.)

Okay, I’ve stopped jumping around the room, singing to myself. Let’s talk logistics.

Today is July 24th, and my final Disney payment is due August 8th. Good news for me, I will be paying in cash because, did I tell you, I am over budget!

I’ll do my final payments like I do all my payments. I’ll pay on the Disney Visa to get the Rewards points, and then I’ll immediately pay off that amount on the Visa. This way I get the points and I keep my balance low. Those points become dollars I spend at Disney, so it’s a fool proof plan.

Initially, I wasn’t sure if I should divert my future savings into the 2021 Family Trip or if I should continue to put money into the Girls trip budget. Because you know I’m not just going to stop earning even though I hit my goal! I’m leaning towards continuing to funnel the money into the Girls trip. That way I can be over budget for a few more Fund deposits and I still have bragging rights.

Just kidding! I am thinking it would be nice to go into the trip with a little extra cushion. Let’s look at my updated budget. Originally, these were ballpark numbers, but as I purchased things, I changed the numbers to be more exact. Remember, I am paying for all my own tickets and meals, but my buddy and I are splitting the cost of the hotel room, so I’ve only included the half I am paying for.

Girls Trip, September 2019

• 4 days, 3 nights at Port Orleans-French Quarter: $383.63
• Mickey’s Not So Spooky Halloween Party Ticket: $84
• One Day at Epcot for the International Food & Wine Festival: $116
• 2 table service meals, 5 quick service meals: $225
• Souvenir, Tips, Misc: $100
• Flight to MCO: $140

Total Savings Goal: $1050

All the essential categories are paid for, which means the places where I could add my surplus are what I like to think of as “fun’ categories: food and gifts!

I’ve never done Food & Wine before, but I am told it can get pricey. I am going to Disney without my three children, so you know they need extra special souvenirs. Using future savings to buffer my food and souvenir expenses seems like a good direction to head. And if I have any leftover after the trip, I promise I’ll stick that right in the 2021 Family Trip Budget.

Thanks for celebrating with me! Now I’m off to eat some cake and plan my Food & Wine strategy.

How is your Disney savings going? What’s your goal? How close are you? What fun things are you doing today, besides celebrating my birthday? Give me your details in comments! I’d love to cheer you on!

Kristen B. is wife to the best Prince around, mama to the spunkiest little princesses, and lover of all things Disney. She started her savings journey five years ago and is now dedicated to making her family’s wishes come true one coupon at a time. She is so excited to take her love of saving to the next level and share her journey with you! Click here to catch up on Kristen’s Savings and join in on your own savings adventure!